You have rights at the doctor, at work and at the pharmacy.
We read the policy so you don't have to. Here's what you can say, and a letter you can hand over. All guides and template letters are free forever.
Start here. It depends where you live and work.
Most workplaces follow provincial or territorial rules. Banks, airlines and federal workplaces follow federal rules. Choose “Federally regulated (banks, airlines)” for workplace guidance. Drug coverage still follows where you live. Accommodation protection and leave are different questions.
British Columbia
Plan NP began covering listed MHT benefits on March 1, 2026. Eligible MSP-enrolled B.C. residents can receive fully covered products at a B.C. pharmacy without a medication or dispensing charge. Some products are partially covered under low-cost alternative pricing. A prescription is needed; not every brand or formulation is free.
Informed consent means a conversation about the proposed care: benefits, material risks and alternatives, including no treatment. You can ask for a second opinion. Access and referral rules vary.
What to say
"What are my options, the risks and the alternatives, including waiting? Could we discuss a referral to [a menopause clinic or a GP with a special interest]?"